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Company Transition Center

Laid off from Chime? Start here.

Chime told staff on July 31, 2026 that it was cutting about 10% of the company, roughly 150 people, in a memo from CEO Chris Britt.

Get started freeFacts on this page come from the public record, with a source next to each one. Last checked October 2, 2026. Offboard has no relationship with Chime.
Announced
July 31, 2026
Site on record
San Francisco, California
Severance terms
Not public

What Chime did.

Chime's dates and figures come from the public record, newest first, each with its source.

  1. Chime · Announces the layoffs
    • People affectedabout 150 people, 10% of a company of about 1,500

      Announced in an internal memo from CEO Chris Britt.

      Source: Banking Dive, July 31, 2026 · checked September 1, 2026
    • California WARN filing135 people at the San Francisco site, notice dated 31 July 2026

      WARN is the public notice an employer files with the state ahead of a large layoff. It counts one site, so it is smaller than the company-wide figure.

      Source: California WARN filings via WARN Firehose · checked September 1, 2026

Earlier at Chime

  1. Chime · Chime layoffs
    • People affected12% of its workforce, or about 160 peopleSource: TechCrunch, November 2, 2022 · matched to the source automatically October 15, 2026

This page is compiled from the public sources linked beside each figure. Check the source before you rely on a figure.Report an error

Layoff Plan

Four things to do first.

The first steps of Offboard's Layoff Plan, with what the public record says about Chime.

Layoff Plan

CaliforniaProtect the first week · 4 steps
  1. The first week

    Write down your key dates

    Your last day, your final pay date, and when your health coverage ends.

    The full first-week guide

    For Chime
    Announced
    July 31, 2026
    Source: California WARN filings via WARN Firehose · checked September 1, 2026
  2. The first week

    File for unemployment benefits

    Benefits usually start from the week you file, so file soon.

    Where you file depends on where you workedIf you worked at the San Francisco siteEmployment Development Department (EDD)Remote, or at another siteFind your state's unemployment officeUSA.gov: “In most cases, you should file for unemployment in the state where you worked instead of in the state where you live.” Source: USA.gov, Unemployment benefits · checked September 28, 2026
  3. Before you sign

    Review your severance agreement

    Read it before you sign it. Your own agreement is the only one that applies to you.

    What to check in a severance agreement

    For ChimeSeverance not public

    No public source states Chime's severance terms for this round.

    If you file in California, the EDD states: “Severance pay is not wages for unemployment insurance purposes and does not affect the claimant’s eligibility for unemployment benefits.”

    Source: EDD Benefit Determination Guide, TPU 460.35 · checked September 28, 2026
  4. Before coverage ends

    Understand your COBRA / health insurance options

    You have a limited time to choose, and COBRA is only one option.

    Health insurance after a layoff

Then the plan keeps going, through six more stages.

  1. Steady yourself
  2. Choose what's next
  3. Get ready
  4. Run the search
  5. Close it
  6. Wrap it up
Get started free
Offboard is independent, not a government agency, and claiming your benefits is always free.
Company info

About Chime

chime.com
“We created Chime to help everyday people make progress in their financial lives.”
Chime, in its own words. Source: Chime Financial 10-K for 2025 (SEC) · checked September 28, 2026
Offboard has no relationship with Chime.
Headquarters
San Francisco, CaliforniaSource: Chime Financial 10-K for 2025 (SEC) · checked September 28, 2026
Founded
2012Source: Chime Financial 10-K for 2025 (SEC) · checked September 28, 2026
Ownership
Public, Nasdaq: CHYMSource: Chime Financial 10-K for 2025 (SEC) · checked September 28, 2026
Employees
1,519 (December 31, 2025)Source: Chime Financial 10-K for 2025 (SEC) · checked September 28, 2026
Site on record
San Francisco, CaliforniaFrom the public record on this page
Questions

What people ask about Chime.

Is Chime giving severance?

No public source states Chime's severance terms for this round, so this page does not guess at them. Your own agreement is the only one that applies to you.

Did Chime file a WARN notice?

The public record shows a filing. California WARN filing: 135 people at the San Francisco site, notice dated 31 July 2026. Source: California WARN filings via WARN Firehose · checked September 1, 2026

I worked remotely for Chime. Where do I file for unemployment?

USA.gov: “In most cases, you should file for unemployment in the state where you worked instead of in the state where you live. If you worked outside the state where you currently live or worked remotely, contact your home state’s unemployment office to get help with filing a claim in a different state.” Source: USA.gov, Unemployment benefits · checked September 28, 2026

Find your state's unemployment office (CareerOneStop, sponsored by the US Department of Labor). If you worked at Chime's site on record, that is the Employment Development Department (EDD). Offboard never sits between you and the agency.

Can I get unemployment if I got severance in California?

The EDD states: “Severance pay is not wages for unemployment insurance purposes and does not affect the claimant’s eligibility for unemployment benefits.” The EDD decides every claim. Source: EDD Benefit Determination Guide, TPU 460.35 · checked September 28, 2026

Is Offboard part of Chime or the government?

No. Offboard is independent of Chime and is not affiliated with it. Offboard is independent, not a government agency, and claiming your benefits is always free.

Offboard helps people organize their transition and reach official sources. Government agencies and program providers make eligibility, benefit, and approval decisions. Offboard does not replace qualified legal, tax, financial, healthcare, or benefits guidance. We never promise funding. We show you the exact path to find out.

What does Offboard do after a layoff?

Tell Offboard what happened and get a plan that covers the money, the benefits, and the search, in the order they actually matter. Getting started is free.

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Start with what changed.

Tell Offboard what happened and get a plan that covers the money, the benefits, and the search, in the order they actually matter.

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