Company Transition CenterLaid off from Chime? Start here.
Chime told staff on July 31, 2026 that it was cutting about 10% of the company, roughly 150 people, in a memo from CEO Chris Britt.
Get started freeFacts on this page come from the public record, with a source next to each one. Last checked September 1, 2026. Offboard has no relationship with Chime.- Announced
- July 31, 2026
- Site on record
- San Francisco, California
- Severance terms
- Not public
What Chime did, and what you do next.
Chime's dates and figures come from the public record, each with its source. Your steps come from the plan.
- Chime · Announces the layoffs
- People affectedabout 150 people, 10% of a company of about 1,500
Announced in an internal memo from CEO Chris Britt.
Source: Banking Dive, July 31, 2026 · checked September 1, 2026 - California WARN filing135 people at the San Francisco site, notice dated 31 July 2026
WARN is the public notice an employer files with the state ahead of a large layoff. It counts one site, so it is smaller than the company-wide figure.
Source: California WARN filings via WARN Firehose · checked September 1, 2026
- People affectedabout 150 people, 10% of a company of about 1,500
- You · The first weekWrite down your key dates, then file
- Write down your key dates
- File for unemployment benefits
- You · Before you signRead the severance agreement
What you are being offered, and what you are giving up.
What to check in a severance agreement - You · Before coverage endsChoose your health coverage
COBRA is one option. The guide shows the others and their deadlines.
Health insurance after a layoff
This page is compiled from the public sources linked beside each figure. Check the source before you rely on a figure.Report an error
Four things to do first.
The first steps of Offboard's Layoff Plan, with what the public record says about Chime.
Layoff Plan
CaliforniaProtect the first week · 4 stepsWrite down your key dates
Your last day, your final pay date, and when your health coverage ends.
- Announced
- July 31, 2026
File for unemployment benefits
Benefits usually start from the week you file, so file soon.
Review your severance agreement
Read it before you sign it. Your own agreement is the only one that applies to you.
No public source states Chime's severance terms for this round.
If you file in California, the EDD states: “Severance pay is not wages for unemployment insurance purposes and does not affect the claimant’s eligibility for unemployment benefits.”
Source: EDD Benefit Determination Guide, TPU 460.35 · checked September 28, 2026Understand your COBRA / health insurance options
You have a limited time to choose, and COBRA is only one option.
Then the plan keeps going, through six more stages.
Get started freeAbout Chime
chime.com“We created Chime to help everyday people make progress in their financial lives.”
- Headquarters
- San Francisco, CaliforniaSource: Chime Financial 10-K for 2025 (SEC) · checked September 28, 2026
- Founded
- 2012Source: Chime Financial 10-K for 2025 (SEC) · checked September 28, 2026
- Ownership
- Public, Nasdaq: CHYMSource: Chime Financial 10-K for 2025 (SEC) · checked September 28, 2026
- Employees
- 1,519 (December 31, 2025)Source: Chime Financial 10-K for 2025 (SEC) · checked September 28, 2026
- Site on record
- San Francisco, CaliforniaFrom the public record on this page
What people ask about Chime.
Is Chime giving severance?
No public source states Chime's severance terms for this round, so this page does not guess at them. Your own agreement is the only one that applies to you.
Did Chime file a WARN notice?
The public record shows a filing. California WARN filing: 135 people at the San Francisco site, notice dated 31 July 2026. Source: California WARN filings via WARN Firehose · checked September 1, 2026
I worked remotely for Chime. Where do I file for unemployment?
USA.gov: “In most cases, you should file for unemployment in the state where you worked instead of in the state where you live. If you worked outside the state where you currently live or worked remotely, contact your home state’s unemployment office to get help with filing a claim in a different state.” Source: USA.gov, Unemployment benefits · checked September 28, 2026
Find your state's unemployment office (CareerOneStop, sponsored by the US Department of Labor). If you worked at Chime's site on record, that is the Employment Development Department (EDD). Offboard never sits between you and the agency.
Can I get unemployment if I got severance in California?
The EDD states: “Severance pay is not wages for unemployment insurance purposes and does not affect the claimant’s eligibility for unemployment benefits.” The EDD decides every claim. Source: EDD Benefit Determination Guide, TPU 460.35 · checked September 28, 2026
Is Offboard part of Chime or the government?
No. Offboard is independent of Chime and is not affiliated with it. Offboard is independent, not a government agency, and claiming your benefits is always free.
Offboard helps people organize their transition and reach official sources. Government agencies and program providers make eligibility, benefit, and approval decisions. Offboard does not replace qualified legal, tax, financial, healthcare, or benefits guidance. We never promise funding. We show you the exact path to find out.
What does Offboard do after a layoff?
Tell Offboard what happened and get a plan that covers the money, the benefits, and the search, in the order they actually matter. Getting started is free.
Work in People at Chime?
Give the people leaving a real starting point. Sponsoring their transition is self-serve and priced per person, and each person's job-search activity stays private.
See how sponsorship works
- 01Upload a roster
- 02Invites go out the same day
- 03You see aggregate engagement only
Start with what changed.
Tell Offboard what happened and get a plan that covers the money, the benefits, and the search, in the order they actually matter.
Independent support. Start free.